Wealth Protection
Insurance Advisory
You Can Trust
Independent, unbiased insurance advice from Singapore's largest independent FA firm. We compare 20+ insurers to find the right protection for your life stage and budget.
Coverage Types
Comprehensive Protection
Life Insurance
Protect your family's financial future with the right life insurance coverage. We assess your needs and recommend from 20+ insurers to find the optimal plan — whether term, whole life, or investment-linked.
Health & Medical Insurance
Rising healthcare costs in Singapore make proper medical coverage essential. We help you navigate MediShield Life top-ups, Integrated Shield Plans, and private medical insurance.
Personal Accident Insurance
Accidents can happen anytime. Personal accident coverage provides a financial safety net for unexpected injuries, disability, or accidental death — separate from your life and health plans.
General Insurance
From home and motor to travel and commercial property — we cover all your general insurance needs with competitive premiums from trusted providers.
Our Advantage
Why Independent Insurance Advice Matters
Most insurance agents represent a single company. We represent you. With access to 20+ insurers through Finexis Advisory's open-architecture platform, we compare the entire market to find the best fit.
This means lower premiums, better coverage, and recommendations based on your needs — not sales targets. Our 90%+ client retention rate speaks for itself.
20+
Insurance Partners
90%+
Client Retention
14+
Years Experience
$0
Consultation Fee
FAQ
Frequently Asked Questions
How much life insurance do I need in Singapore?
A common guideline is 9–10x your annual income, but the right amount depends on your debts, dependents, lifestyle, and goals. Our Financial Health Check calculates your exact coverage gap based on your unique situation.
What's the difference between term and whole life insurance?
Term insurance provides coverage for a specific period (e.g., 20 or 30 years) at lower premiums. Whole life insurance covers you for life and builds cash value over time. We often recommend a combination based on your needs and budget.
Should I upgrade my MediShield Life plan?
MediShield Life covers basic public hospital costs. If you want private hospital access, higher claim limits, or coverage for pre/post-hospitalisation, an Integrated Shield Plan upgrade is worth considering. We help you compare plans across all insurers.
How does IWA choose which insurance to recommend?
We operate under Finexis Advisory's open-architecture platform with access to 20+ insurers. We compare products across all providers and recommend based on your needs — not commissions. Our advice is product-agnostic and fiduciary-focused.
Get a Free Insurance Review
Not sure if you're adequately covered? We'll review your existing policies and identify any gaps — completely free, no obligations.