Wealth Accumulation
Grow Your Wealth
With Purpose
Tailored investment strategies for every life stage. From your first $100 savings plan to multi-million dollar portfolios — we help you build wealth that lasts.
Our Services
Investment & Planning Services
Retirement Planning
Build a retirement income strategy that ensures financial independence. We optimise your CPF, SRS, and private investments to create a sustainable income stream for your golden years.
Investment Portfolio Design
Tailored portfolios aligned with your risk profile, time horizon, and goals. We use an open-architecture platform with access to global funds, ETFs, and proprietary Finexis funds.
Education Funding
Plan for your children's education with structured savings and investment strategies. Whether local university or overseas education, we help you build the right fund over time.
CPF Optimisation
Maximise your CPF contributions and investment returns. We help you understand CPF-IS, voluntary contributions, and how to use CPF strategically for housing, healthcare, and retirement.
Our Process
How We Build Your Portfolio
Risk Assessment
We start with a thorough risk profiling to understand your comfort level, capacity, and need for risk.
Goal Mapping
Every investment is tied to a specific goal — retirement, education, wealth transfer — with clear timelines.
Portfolio Construction
We build diversified portfolios using risk-banded models, selecting from global fund managers and platforms.
Quarterly Monitoring
Regular reviews with traffic-light triggers ensure your portfolio stays on track and adapts to market changes.
FAQ
Frequently Asked Questions
How much should I invest for retirement in Singapore?
A general target is to replace 70% of your pre-retirement income. For most Singaporeans, this means building a portfolio of $500K–$1.5M+ depending on lifestyle. We calculate your exact number based on your expenses, CPF projections, and desired retirement age.
What's the minimum investment amount to start?
For regular savings plans (RSPs), you can start with as little as SGD 100/month. For lump-sum investments, our mass affluent track starts from SGD 10,000. Advisory wrap accounts for affluent clients begin at SGD 250,000.
Should I invest my CPF money?
CPF Investment Scheme (CPF-IS) allows you to invest your OA and SA funds. Whether this makes sense depends on your risk tolerance and investment horizon. CPF-SA already earns 4% risk-free, so we only recommend CPF-IS when the potential return justifies the risk.
How is IWA different from a robo-advisor?
Robo-advisors offer automated, one-size-fits-all portfolios. We provide holistic planning that considers your insurance, debt, CPF, tax, estate, and life goals — not just investments. You get a dedicated advisor who knows your full financial picture.
Start Building Your Wealth Today
Book a free consultation to discuss your investment goals and discover how we can help you build a portfolio aligned with your life plan.